FAQ

Affinity Wealth Management is here to help you achieve your financial goals, no matter where you are in your financial journey. Our team of specialists will work with you to develop a plan that’s unique to your needs and goals.

We offer and provide access to services to help you plan for every stage of life: financial planning, tax planning, investment options, retirement planning, estate planning and business and farm succession planning. Wealth management isn’t just for the wealthy. Everyone can benefit from financial advice to help them reach their personal financial goals.

Book your appointment today and find out how we can help you!

People who work with a wealth professional for 15 years or more have 3.9x the wealth of those without advice*. That’s the power of working with an expert!

When you work with Affinity Wealth Management, you can expect a relationship built around you and your goals. We take a client-focused approach, meaning we genuinely care about your financial well-being and put your needs first at every step.

You’ll receive expert financial advice from knowledgeable professionals who are always learning and staying current, so they can help you navigate your wealth journey with confidence.

Our advisors also have access to leading-edge products and solutions that continue to evolve with today’s financial landscape, helping your plan stay relevant.

*Sources: IFIC Advisor Insights – Advice Creates Strong Value for Canadians | CIRANO – The Gamma Factor and the Value of Financial Advice – Summary of Findings

The Affinity Wealth Management team are more than just experienced and knowledgeable experts in their field. They care deeply about their clients and take the time to get to know you and your needs. They are socially conscious and care about making a difference in the local communities they live and work in. That’s the difference that working with a credit union can make!

The Wealth Advisory Team is comprised of Investment Specialists who typically work with those who are beginning their investing journey and who prefer the convenience of a phone consultation. Wealth Specialists build long-term relationships with established investors, delivering personalized financial planning and investment advice to support their financial goals through every stage of life. Financial Planners handle more complex situations, including business planning, succession planning and retirement income strategies. All are registered with Aviso Wealth to provide you with various investment options.

Not sure who you should start with? Call us at 1.866.272.2521 Monday to Friday, 9 am to 5 pm, or email us at wealthadvisory@affinitywealth.ca.

One of the best things you can bring to a wealth appointment is an open mind. Wealth planning takes time and a deep understanding of your situation and needs, so the more open you can be, the more effectively we’ll be able to help you!

In addition, please bring any documents that are related to the subject of your appointment. For example, if you have an investment-related question, bring your statements. If it’s related to your taxes, your tax statements will help!

Have more questions about your upcoming appointment? Call us at 1.866.272.2521 Monday to Friday, 9 am to 5 pm, or email us at wealthadvisory@affinitywealth.ca.

Our Affinity Wealth Management team is located in our Affinity Advice Centres or over the phone through our Wealth Advisory Team. This team has access to the tools to guide you through your investment journey by offering mutual funds through Aviso Wealth or guaranteed investment solutions.

If you have more complex wealth planning and investment needs, you can feel confident in your financial future by partnering with an experienced professional through Affinity Financial Strategies who offers customized financial services such as personalized wealth strategies, a wide range of investment solutions, wealth protection planning, group benefits, pension plans for personal and business needs and more.

A good place to start is to review your financial goals, track your savings rate and consider your ongoing expenses and lifestyle needs. Whatever chapter you’re in, book your appointment today, and we’ll meet you wherever you’re at!

There are many benefits to seeking financial advice.

• Clarity and direction: Professional advice helps you understand your current financial situation and where you want to go.
• Goal setting: You’ll be able to set realistic financial goals and create a plan to achieve them.
• Risk management: Life happens! Financial advice will help you identify potential risks and ways to mitigate them.
• Optimization: How can you make the most out of your money? An advisor can help guide you.
• Peace of mind: Your financial future is no longer a question mark! You can feel confident that you know where you’re going and how to get there.

Financial advice is great for everyone, regardless of age or life stage. We’re here to help you reach your financial goals faster and with less stress.

The short answer is now!

Time in market historically outperforms “timing the market.” The best way to meet your long-term goals is to stay invested through market noise. For fixed income investors, time in market also allows compound interest to transform your investments. Compound interest is the interest earned on both the initial principal and the accumulated interest from previous periods, allowing your money to grow faster over time.

The first question you need to answer is whether you’d prefer to work with a professional or handle your investments yourself. If you’re more of a DIY investor, you can check out our Qtrade Direct Investing® platform.

If you’d like some professional guidance, book an appointment with us with us and we’ll get to know your financial goals, risk tolerance, time horizon and the types of accounts and investments available to you.

Some investments have minimum requirements, but you don’t need a large amount to get started! Time in the market will always beat timing the market. Our Affinity Wealth and Aviso Wealth advisors can help you navigate the market downturns and make market highs go further.

Assessing your risk tolerance is an important step in developing your investment plan. Our Affinity Wealth and Aviso Wealth advisors will ask you a series of questions to determine how you feel about certain investment scenarios. The results of this questionnaire help us understand your aptitude to risk when it comes to your investments. This allows us to recommend the best possible investment plan, tailored just for you.

Everyone’s risk tolerance looks a little different, but we have options that fit every scenario.